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There are quite a few things to consider when shopping for a new or used vehicle, including how you plan to pay for your purchase. For many buyers, financing ends up being the best option. And, just as you have choices when it comes to what car to purchase, you also have options for automotive financing. However, not all finance companies and terms are created equal. Read on to find out some of the benefits of choosing your Ford dealership for your car financing needs.
3 Reasons to Get Car Financing Through Your Ford Dealership
1. Less Hassle
There is a lot of paperwork that goes into automotive financing. When financing directly through a bank, you may have to handle more of this yourself instead of the dealership’s finance department taking care of it. You may even have to take time to put in multiple applications at different financial institutions. In addition, you can also run into some delays if you haven’t picked a vehicle to purchase before applying, as some banks need specifics on the car before approving the loan.
When you choose to find financing through your dealership, you take some of the work off your shoulders. The finance department can handle applying to multiple banks on your behalf and ensure they have all the information and paperwork needed to assess the loan accurately. In most cases, this is a quick process, and you can be driving off the lot in your new car the same day, with a lot less work on your part.
2. More Competitive Loan Terms
While you may find suitable financing by applying directly to banks yourself, this direction gives you only one option to consider. Unfortunately, it may also cause financial institutions to be less competitive with loan terms.
When you choose to find a lender through your dealership, you are putting yourself in the position to potentially receive multiple financing offers and pick the one that best fits your unique needs. And, when lenders know they are up against other offers, they may be more inclined to offer better rates or terms to make it more appealing to you.
3. Access to Ford Credit
A subsidiary of Ford Motor Company, Ford Credit was established in 1959 and is dedicated to providing exceptional customer service and financing options to fit a wide variety of needs.
Providing lending services to Ford and Lincoln dealers, Ford Credit has many fantastic plans and programs available. They offer options for buying and leasing, commercial purchasing plans, and services designed to protect your purchase. In addition, you can find special incentives and discounts on Ford products for military, first responders, and medical personnel.
While we know buying a new car is exciting, we understand that financing and paperwork can be a hassle. However, our friendly and knowledgeable team will do everything to ensure that the entire process is an easy and enjoyable experience for you. Contact Rochester Ford today and let us help with all your vehicle purchase and financing needs.
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